We share savvy shopping and personal finance tips to put extra cash in your wallet. For gas stations and restaurants, users earn 2% back for the first $25,000. There are a lot of solid perks to this card, including no annual fee, 0% APR for the first 12 months (regular APR is 15.49% – 21.49% variable), and $500 cash back after spending $3,000 in the first three months. Heads up! For starters, cardholders will earn a generous 5% back at office supply stores and internet, cable, and phone services for the first $25,000 in a calendar year. Let’s take a closer look at what makes this card a winner. Mobile Nations may receive a commission from The Points Guy Affiliate Network. If you hit the threshold for both categories, you wou… What’s more, this card is widely considered one of the best cash-back options for business owners. If you’re a business owner, don’t spend much on travel, and prefer cash back rewards, you should definitely consider the Ink Business Cash Credit Card from Chase.